Alipay’s AI Pay Surges Past 120 Million Milestone

The digital payment landscape in China is undergoing a profound paradigm shift as Alipay announces that its agentic-powered “AI Pay” solution has processed more than 120 million transactions in a single week. The milestone, confirmed in a press release dated 13 February 2026, signals a rapid consumer transition from manual mobile payments to autonomous, AI-driven commerce.

The Rise of Agentic Commerce

Launched in 2025, AI Pay represents a significant evolution in financial technology. Unlike traditional e-wallets that require a user to scan a QR code or manually authorise a transfer, AI Pay empowers AI agents—software entities capable of reasoning and taking action—to handle the transaction lifecycle.

This technology is currently being utilised across a diverse array of platforms, ranging from the mini-programs of high-street giants like Luckin Coffee to cutting-edge wearable hardware such as Rokid’s AI smart glasses. By integrating payment capabilities directly into the AI’s “brain,” the friction of digital commerce is virtually eliminated.

Strategic Partnerships and Infrastructure

Alipay’s success is built upon a foundation of collaborative innovation and robust trust protocols. A pivotal moment occurred in December 2025 when Alipay partnered with Rokid to embed AI payment functionality into the Lingzhu platform. This allowed developers to build sophisticated AI agents that can purchase digital goods or services on behalf of the user without constant manual intervention.

To ensure the security of these autonomous transactions, Alipay and its partners—including Alibaba’s Qwen App and Taobao Instant Commerce—launched the Agentic Commerce Trust Protocol in January 2026. This framework provides the necessary safeguards and “guardrails” for AI agents to operate within pre-defined financial limits.

Key Milestones in the AI Pay Evolution

A New Era of Consumer Expectation

“As digital services evolve in this AI era, Chinese consumers are developing new expectations for convenient and intelligent payment methods,” noted an Alipay spokesperson. The sheer volume of transactions suggests that the “agent-first” approach is moving from a niche novelty into a mainstream necessity.

As AI agents become more deeply integrated into daily life—managing everything from morning coffee orders to complex travel bookings—the underlying payment infrastructure must be both invisible and infallible. With 120 million transactions under its belt in a mere seven days, Alipay appears to have successfully navigated that transition.