Khabor Wala Desk
Published: 5th February 2026, 2:45 AM
NCC Bank Limited has outlined an ambitious yet measured roadmap for growth and development in 2026 at its two-day annual business conference, held at the Sea Pearl Beach Resort in Cox’s Bazar. Convened against a backdrop of global and domestic economic uncertainty, persistent inflationary pressure, liquidity constraints in the financial sector and intensifying competition, the conference served as a strategic forum to align leadership and operations around the bank’s forward-looking priorities.
At the heart of NCC Bank’s strategy are three interlinked pillars: expansion of service offerings, enhancement of operational efficiency, and a qualitative transformation of customer experience. Senior management underscored that these priorities are designed to ensure sustainable growth and financial resilience even in a challenging macroeconomic environment. The discussions reflected a conscious effort to balance growth ambitions with prudence, governance and risk discipline.
The conference was inaugurated by the bank’s Chairman, Md Noorun Newaz Selim, as chief guest. In his address, he noted that despite mounting pressures and risks within the banking industry, NCC Bank has continued to meet its key performance targets. He attributed this progress to the coordinated efforts of management and staff, while stressing that branch-level leadership must play an even more proactive role in driving sustainable development. The chairman also emphasised continuous improvement in service quality, the identification of new business opportunities in local markets, and the importance of building long-term, trust-based relationships with customers.
In his welcome speech, Managing Director M. Shamsul Arefin highlighted the bank’s positive momentum across core business areas, including loans and investments, deposit mobilisation, import–export trade finance and the recovery of non-performing loans. He explained that lower funding costs and improvements in asset quality have strengthened the bank’s profitability and overall financial base. Looking ahead, he identified increased adoption of modern technology, a more robust risk management framework and a sharper focus on customer-centric services as essential to sustaining progress.
The conference brought together the vice-chairman, directors, independent directors, additional and deputy managing directors, divisional heads and branch managers from across the country. Beyond business expansion, deliberations placed strong emphasis on corporate governance, risk control, technology-driven banking and service excellence, highlighting the need for equilibrium between growth and stability.
Key Strategic Priorities Discussed at the Conference
| Strategic Area | Priority Focus |
|---|---|
| Business Expansion | Service diversification and market outreach |
| Financial Operations | Growth in loans, deposits and trade finance |
| Asset Quality | Strengthened recovery of non-performing loans |
| Cost Management | Reduction in funding and operational costs |
| Technology & Innovation | Digitalisation and process automation |
| Customer Service | Quality enhancement and relationship building |
| Risk Management | Stronger controls and corporate governance |
In the concluding session, participants reaffirmed a collective commitment to disciplined growth, innovation and service excellence. With a clearly articulated strategy and a customer-focused mindset, NCC Bank expressed confidence that it will further consolidate its position in 2026 as a stable, forward-looking and resilient financial institution.
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