Sunday, 26th July 2026
Khabor Wala Desk
Published: 26th July 2026, 3:19 AM
Trust Bank PLC has registered a 13.3 per cent year-on-year decline in its consolidated net profit after tax for the second quarter (April–June) of 2026, primarily weighed down by broader macroeconomic pressures and a contraction in operating cash flows.
According to official price-sensitive information (PSI) disclosed by the lender following its 380th board meeting held on Saturday, the bank’s board of directors formally approved the un-audited financial statements for the period ended 30 June 2026. The financial figures reveal a dip in short-term profitability, even as the institution’s long-term asset base demonstrated resilience.
| Financial Metric | Q2 2026 (Apr–Jun) | Q2 2025 (Apr–Jun) | H1 2026 (Jan–Jun) | H1 2025 (Jan–Jun) |
| Consolidated Net Profit After Tax | Tk 923.80 million | Tk 1.06 billion | Tk 1.19 billion | Tk 1.35 billion |
| Consolidated Earnings Per Share (EPS) | Tk 0.93 | Tk 1.07 | Tk 1.20 | Tk 1.36 |
| Standalone Net Profit After Tax | Tk 954.54 million | Tk 1.06 billion | Tk 1.27 billion | Tk 1.40 billion |
| Standalone Earnings Per Share (EPS) | Tk 0.96 | Tk 1.06 | Tk 1.28 | Tk 1.40 |
| Consolidated NOCFPS | — | — | Tk 23.13 | Tk 26.43 |
| Consolidated Net Asset Value (NAV) | — | — | Tk 29.88 billion | Tk 26.88 billion |
| Consolidated NAV Per Share | — | — | Tk 30.06 | Tk 27.04 |
For the three months ending 30 June 2026, the consolidated net profit after tax fell to Tk 923.8 million, down from Tk 1.06 billion recorded during the matching quarter in 2025. This contraction translated directly into a lower consolidated earnings per share (EPS), which slid to Tk 0.93 for the quarter compared with Tk 1.07 in the prior-year period.
The subdued performance in the second quarter dragged down the bank’s half-yearly figures as well. For the overall January to June period (H1 2026), consolidated net profit after tax stood at Tk 1.19 billion, reflecting an 11.8 per cent decrease compared to the Tk 1.35 billion logged in the first half of 2025. Consequently, H1 consolidated EPS decreased from Tk 1.36 to Tk 1.20.
On a standalone basis — excluding subsidiaries — the trends remained consistent:
Q2 Standalone Net Profit: Fell to Tk 954.54 million from Tk 1.06 billion in Q2 2025.
Q2 Standalone EPS: Slipped to Tk 0.96 from Tk 1.06.
H1 Standalone Net Profit: Reached Tk 1.27 billion, down from Tk 1.40 billion in H1 2025.
H1 Standalone EPS: Declined to Tk 1.28 from Tk 1.40.
Alongside earnings, liquidity indicators experienced a moderate contraction. Consolidated net operating cash flow per share (NOCFPS) for the six-month period ending 30 June 2026 dropped to Tk 23.13, compared to Tk 26.43 reported in the corresponding period of 2025, signaling tighter operational liquidity.
Despite earnings hurdles and cash flow compression, the bank’s fundamental balance sheet position strengthened over the twelve-month period. Consolidated net asset value (NAV) grew to Tk 29.88 billion as of 30 June 2026, rising from Tk 26.88 billion a year earlier. Correspondingly, consolidated net asset value per share increased to Tk 30.06 at the end of June 2026, up from Tk 27.04 recorded as of June 2025, providing a robust capital buffer for the financial institution.
Comments