BRAC Bank Limited has delivered a remarkable set of financial results for the first half of 2026, underscored by sharp increases in net profitability, balance sheet strength, and core operating metrics. Announced during a virtual investor presentation, the institution’s impressive performance highlights the success of its long-term strategy, disciplined capital allocation, and commitment to robust corporate governance.
The financial data outlined below provides a comparative overview of the bank’s operating performance for the period ending 30 June 2026:
| Operational & Financial Indicator | Historical Baseline (2025) | H1 2026 Result | Performance Trajectory |
| Standalone Net Profit | BDT 620 crore | BDT 1,033 crore | Increased by 67.0% |
| Consolidated Net Profit (After Tax) | BDT 906 crore | BDT 1,423 crore | Increased by 57.0% |
| Total Customer Deposits | BDT 77,600 crore* | BDT 97,000 crore+ | Expanded by 25.0% |
| Loans and Advances Portfolio | BDT 64,400 crore* | BDT 76,000 crore+ | Expanded by 18.0% |
| Management of Total Funds | BDT 142,000 crore* | BDT 173,000 crore+ | Expanded by 21.8% |
| Cost-to-Income Efficiency | 48.0% | 42.0% | Improved by 6.0% |
| Consolidated Earnings Per Share (EPS) | BDT 3.09 | BDT 5.07 | Increased by 64.1% |
| Consolidated Net Asset Value (NAV) | BDT 44.84 per share | BDT 49.38 per share | Increased by 10.1% |
| Non-Performing Loans (NPL) Rate | 2.27% | 2.03% | Decreased by 0.24% |
| Market Share Expansion | Sector Baseline | Above Industry Average | Outperformed Sector |
*Note: Baseline figures calculated using published year-on-year growth percentages.
The substantial increase in earnings per share and net asset value reflects high operational momentum across both retail and corporate banking segments. A systematic push towards digital transformation and strict operational discipline allowed BRAC Bank to curtail overheads relative to income, even while expanding its total loan book and customer deposits well ahead of market benchmarks.
Addressing stakeholders during the event, Tareq Refat Ullah Khan, Managing Director and Chief Executive Officer, stated that the bank’s success stems from an unyielding focus on customer confidence, resilient risk management framework, and solid execution across all commercial verticals.
