Thursday, 21st May 2026
Khabor Wala Desk
Published: 18th March 2026, 5:01 PM
Allianz General Insurance Company (Malaysia) Berhad has announced an enhancement to its motor personal accident coverage, offering greater protection for both motorcyclists and car drivers across Malaysia. The move forms part of the company’s ongoing efforts to provide accessible, comprehensive insurance solutions to road users.
From 3 March to 31 December 2026, customers who purchase or renew an Allianz Motorcycle Plus policy—whether comprehensive or third-party—will automatically receive a complimentary increase in personal accident coverage. The coverage rises from the standard MYR10,000 ($2,500) to MYR25,000 ($6,300) at no additional cost. The policy covers death or permanent disability resulting from road accidents and applies to motorcycles with an engine capacity of up to 250cc or electric bikes of up to 12,000 watts.
For car drivers, Allianz offers its Drive Guard coverage at a nominal fee of MYR5 ($1.28) per year, valid until the end of 2026. This plan provides coverage of up to MYR50,000 ($12,700) for death or permanent disability caused by road accidents. Additionally, the scheme offers a hospital income benefit of MYR50 ($12.70) per day for up to 60 days, medical expense reimbursement of MYR2,000, and a bereavement allowance of MYR2,500.
These initiatives underscore Allianz Malaysia’s commitment to ensuring that both two-wheelers and four-wheelers have access to robust and affordable protection. Speaking on the announcement, Sean Wang, CEO of Allianz General, said,
“These initiatives are part of our ongoing efforts to ensure that Malaysians have access to affordable and comprehensive protection, whether they are on two wheels or four.”
| Feature | Motorcyclists (Motorcycle Plus) | Car Drivers (Drive Guard) |
|---|---|---|
| Coverage Period | 3 March – 31 December 2026 | 3 March – 31 December 2026 |
| Enhanced Death/Permanent Disability | MYR25,000 ($6,300) – Standard MYR10,000 ($2,500) | MYR50,000 ($12,700) |
| Hospital Income | Not applicable | MYR50/day ($12.70) for up to 60 days |
| Medical Expenses | Not specified | MYR2,000 |
| Bereavement Allowance | Not specified | MYR2,500 |
| Motorcycle/Vehicle Limit | Up to 250cc or 12,000W motorcycles | All standard private vehicles |
| Policy Fee | Complimentary with purchase/renewal | MYR5 ($1.28) per year |
This enhancement reflects a broader industry trend in Malaysia to expand personal accident protection for motorists at minimal or no additional cost. By raising coverage limits and including hospital and bereavement benefits, Allianz Malaysia aims to offer peace of mind to policyholders, particularly in a country where road accidents remain a significant concern.
With this move, Allianz General Insurance Company (Malaysia) Berhad positions itself as a leader in affordable, comprehensive motor insurance solutions, providing tailored support for both two-wheelers and four-wheelers across Malaysia.
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