Egypt Rolls Out Groundbreaking Medical Liability Insurance Policy

The Financial Regulatory Authority (FRA) of Egypt has issued a resolution introducing a model policy for the Government Fund for Insurance against Risks Resulting from Medical Errors.

This initiative is part of a comprehensive regulatory package that includes the Unified Insurance Law and the Medical Liability and Patient Safety Law. According to Al Mal News, this is the first time a comprehensive legal framework has been established to address medical errors, protect patients’ rights, and ensure the professional stability of healthcare practitioners and institutions.

The Medical Liability and Patient Safety Law, effective from 29 October 2025, mandates insurance for healthcare professionals and institutions. The Government Insurance Fund is designed to provide compensation for medical errors. Additionally, a Supreme Committee for Medical Liability and Patient Safety will oversee the system’s management.

The Fund covers liabilities arising from medical errors resulting in death, disability, or physical injury. All legally licensed medical service providers, including doctors, pharmacists, nurses, and technicians, are covered.

Obligations for Medical Professionals:

Follow professional standards while delivering care

Record patients’ medical and family history

Use appropriate medical tools

Ensure surgical interventions are necessary and suitable

Inform patients about their illness, severity, and possible treatment complications, obtaining consent

Maintain complete documentation of all medical procedures

This initiative aims to enhance patient safety while supporting healthcare professionals’ accountability.